In the ever-evolving landscape of financial technology, USSD codes have emerged as a convenient and accessible means for individuals to conduct banking transactions on the go. In Uganda, mobile penetration is high but access to traditional banking services is limited which makes banking via USSD an essential service. This comprehensive guide delves into the world of USSD codes for banks in Uganda, exploring the services they offer.
What Are USSD Codes and How Do They Work?
USSD, or Unstructured Supplementary Service Data, is a communication protocol used by mobile network operators to enable interactive communication between users and various applications, including banking services. USSD codes are short strings of characters that can be dialed on all mobile phones to access specific services offered by banks. The advantage of USSD codes is that they can be used on feature phones too.
| Bank | Code | Services | |
| 1 | Absa Bank Uganda Limited | *233# | View your account balances Pay your bills Transfer funds to and from mobile money (AIRTEL, MTN) View your recent transactions Transfer funds between Absa accounts Get mini statements Buy airtime Do CashSend |
| 2 | Bank of Africa | *246# | View your account balances Pay your bills Transfer funds to mobile money (AIRTEL, MTN) View your recent transactions Transfer funds between bank accounts. Get mini statements Buy airtime BOA Pay |
| 3 | Centenary Bank | *211# | View account balance Reset CenteMobile pin, Pay bills. Transfer funds from your account to a mobile wallet |
| 4 | DFCU Bank | *240# | View your account balances Pay your bills Transfer funds to and from mobile money (AIRTEL, MTN) View your recent transactions Transfer funds between bank accounts. Get mini statements Buy airtime Get a loan” |
| 5 | Diamond Trust Bank | *202# | View your account balances Pay your bills Transfer funds to mobile money (AIRTEL, MTN) View your recent transactions Transfer funds between bank accounts. Get mini statements Buy airtime |
| 6 | Ecobank Uganda | *235# | View your account balances Pay your bills Transfer funds to mobile money (AIRTEL, MTN) View your recent transactions Transfer funds between bank accounts. Get mini statements Buy airtime Xpress Cash |
| 7 | Equity Bank | *247# | View your account balances Pay your bills Transfer funds to and from mobile money (AIRTEL, MTN) View your recent transactions Transfer funds between bank accounts. Get mini statements Buy airtime Get a loan Account Opening |
| 8 | Exim Bank | *298# | Balance enquiry Mini statement Transfer funds to Mobile Money Pay Bills and for services Airtime purchase |
| 9 | Finance Trust Bank | *224# | Balance enquiry Mini statement Internal funds transfer Interbank funds transfer Quick loan Pay Bills and services Airtime purchase |
| 10 | Guaranty Trust Bank | *237# | Funds transfer within GTbank accounts. Funds transfer to other banks. Airtime top-up. Cheque book requests. Balance Inquiry. Request to block card. Transfer funds to Mobile Money PIN change. |
| 11 | Housing Finance Bank | *225# | Balance enquiry Mini-statement Buy airtime (MTN, Airtel and Africel) Bill payment Funds transfer with in the Bank Send to Mobile money transfers(MTN/Airtel) Cheque book request Check transaction History |
| 12 | I&M Bank | *200# | Check account balances Transfer funds between accounts Transfer funds to Mobile Money Mini statements Pay your Bills Buy Airtime |
| 13 | KCB Bank Uganda Limited | *244# | Balance inquiry, Get your mini statement, Bank to wallet transfers, KCB account to account transfers, Buy airtime Get a MOBI loan. Change your Mobile Banking password |
| 14 | NCBA Bank Uganda | *212# | Check account balances Transfer funds between accounts Transfer funds to Mobile Money Mini statements Pay your Bills Buy Airtime |
| 15 | Opportunity Bank Uganda | *213# | Check account balances Transfer funds to Mobile Money Mini statements Pay your Bills Buy Airtime |
| 16 | PostBank Uganda | *263# | Check account balances Transfer funds Mini & full statements Pay your Bills Purchase of items (locally within Uganda) Virtual Visa (purchase of items internationally) Buy Airtime |
| 17 | Stanbic Bank Uganda | *290# | View your bank account balance and mini-statements Top-up your Mobile Money Buy airtime and data Send money instantly to any mobile number Pay your Umeme, water and TV bills Pay multiple beneficiaries |
| 18 | Standard Chartered | *266# | Balance enquiry Mini-statement Buy airtime Bill payments Forex rates Funds transfer to nominated accounts Full statement request Cheque book request Pin change |
| 19 | Tropical Bank | *214# | Check account balances Transfer funds to Mobile Money Mini statements Pay your Bills Buy Airtime |
| 20 | United Bank for Africa | *245# | View your account balances Pay your bills Transfer funds to mobile money (AIRTEL, MTN) Transfer funds between bank accounts. Transfer funds to other bank accounts. Get mini statements Buy airtime Account Opening |
